Frequently Asked QuestionsHere you'll find answers to common questions regarding MEGA membership.
Who is eligible to purchase coverage from MEGA?
How are rates determined?
Will I lose my experience mod if I join MEGA?
How do premiums compare to other commercial insurance companies?
MEGA offers competitive rates for its members. The program is designed to benefit the members of MEGA, which has lower overhead than commercial carriers. Because of the outstanding experience of the membership, the program receives a very competitive rate on reinsurance.
Is there an additional fee for the Professional Loss Control Services?
What is the premium payment schedule for MEGA?
Who controls the MEGA Program?
Has reinsurance been purchased by MEGA?
Yes. Excess loss reinsurance has been purchased by the program to protect against catastrophic losses. Safety National is our reinsurance carrier and is rated by A.M. Best as an A+ Company.
Who is on the Board of Directors for the program?
The Board of Directors are executives of member entities who participate in the MEGA program.
Is more information available?
Yes, please use the contact form at the right or call our Executive Director, Paul Pitman, at 781.683.1086.